Going to Court is the final step of the bankruptcy process. Prior to calling the Court and organising a time and date to apply for a Bankruptcy Order you first need to assess your plan of action.

Personal bankruptcy will clear all your unsecured debts, but in doing so it is going to stay on your Credit File for 6 years, which will cause problems for your future borrowing during that timeframe. Another form of insolvency is an IVA, which might be suitable for people who have equity to protect, or a job that is excluded from personal bankruptcy.

If personal bankruptcy certainly is the solution you're looking for, then the necessary documentation will eventually be filed at your local County Court.

For those living within Swansea we have included the court details below. You only need to contact the court if you already have everything prepared, including your Statement of Affairs and Debtor's Petition, and you are ready to finalise the Bankruptcy Order.

To arrange a consultation you can complete this online form, and an experienced Advisor will be in touch to assess your situation and advise you accordingly.