When you have mounting debts with no prospect of paying them off, filing for bankruptcy can be an efficient way to treat the situation and give you a chance to have a fresh start.

Professional guidance is vital once your debts are becoming so unmanageable that drastic action is required. Sometimes the problem isn't as bad as you think, and an informal arrangement, such as a Debt Management Plan, may well be more appropriate.

If bankruptcy is the answer you're looking for, then the appropriate documentation will eventually be submitted to your local County Court.

For those living within Southend we have included the court details below. You only need to contact the court if you already have everything prepared, including your Statement of Affairs and Debtor's Petition, and you are ready to finalise the Bankruptcy Order.

To arrange a consultation you can complete this online form, and an experienced Advisor will be in touch to assess your situation and advise you accordingly.