Going to Court will be the final step of the bankruptcy process. Before phoning the Court and arranging a time and date to apply for a Bankruptcy Order you first need to consider your options.

Personal bankruptcy will clear all of your current unsecured debts, but in doing so it is going to stay on your Credit Report for six years, which will have an effect on your future borrowing during that timeframe. An alternative type of insolvency is an IVA, which might be best suited in case you have equity to protect, or a career which is excluded from personal bankruptcy.

If personal bankruptcy is the answer you're looking for, then the required documentation will eventually be submitted to your local County Court.

For those living within London we have included the court details below. You only need to contact the court if you already have everything prepared, including your Statement of Affairs and Debtor's Petition, and you are ready to finalise the Bankruptcy Order.

To arrange a consultation you can complete this online form, and an experienced Advisor will be in touch to assess your situation and advise you accordingly.