When you have mounting debts with no prospect of paying them off, declaring bankruptcy is often an efficient way to remedy the situation and provide you with an opportunity to have a fresh start.

Bankruptcy will clear all of your unsecured debts, but in doing so it's going to remain on your Credit File for 6 years, which will hinder your future borrowing during that timeframe. An alternative form of insolvency is an IVA, which often can be suitable for people who have equity to protect, or a profession that is excluded from bankruptcy.

If personal bankruptcy is the solution you're looking for, then the necessary documentation will eventually be submitted to your local County Court.

For those living within Crewe we have included the court details below. You only need to contact the court if you already have everything prepared, including your Statement of Affairs and Debtor's Petition, and you are ready to finalise the Bankruptcy Order.

To arrange a consultation you can complete this online form, and an experienced Advisor will be in touch to assess your situation and advise you accordingly.