Going to Court will be the final step of the bankruptcy process. Prior to calling the Court and organising a time and date to apply for a Bankruptcy Order you first need to think about what you can do.

Bankruptcy will clear your personal unsecured debts, but in doing so it is going to stay on your Credit History for 6 years, which can have an impact on your future borrowing during that timeframe. Another type of insolvency is an IVA, which may be best suited should you have equity to protect, or a job that is excluded from personal bankruptcy.

If bankruptcy is definitely the solution you're looking for, then the necessary documentation will eventually be submitted to your local County Court.

For those living within Aberystwyth we have included the court details below. You only need to contact the court if you already have everything prepared, including your Statement of Affairs and Debtor's Petition, and you are ready to finalise the Bankruptcy Order.

To arrange a consultation you can complete this online form, and an experienced Advisor will be in touch to assess your situation and advise you accordingly.