{"id":14728,"date":"2023-06-07T07:01:14","date_gmt":"2023-06-07T07:01:14","guid":{"rendered":"https:\/\/bankruptcyservices.co.uk\/?page_id=14728"},"modified":"2023-11-16T09:22:16","modified_gmt":"2023-11-16T09:22:16","slug":"iva-articles","status":"publish","type":"page","link":"https:\/\/bankruptcyservices.co.uk\/index.php\/iva-articles\/","title":{"rendered":"IVA Articles"},"content":{"rendered":"<div id=\"cmsmasters_row_l81iw03aqq\" class=\"cmsmasters_row cmsmasters_color_scheme_default cmsmasters_row_top_default cmsmasters_row_bot_default cmsmasters_row_boxed\">\n<div class=\"cmsmasters_row_outer_parent\">\n<div class=\"cmsmasters_row_outer\">\n<div class=\"cmsmasters_row_inner\">\n<div class=\"cmsmasters_row_margin\">\n<div id=\"cmsmasters_column_bun28mx4zf\" class=\"cmsmasters_column one_first\">\n<div class=\"cmsmasters_column_inner\"><div id=\"cmsmasters_heading_enszdket2i\" class=\"cmsmasters_heading_wrap cmsmasters_heading_align_center\">\n\t<h2 class=\"cmsmasters_heading\"> What are the IVA alternatives?<\/h2>\n<\/div><div class=\"cmsmasters_text\">\n<p style=\"text-align: center;\">The articles presented here are to help furnish you with the information required and aid you in making an informed decision on this debt solution.<\/p>\n<\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div id=\"cmsmasters_row_1e1mb3p0x\" class=\"cmsmasters_row cmsmasters_color_scheme_default cmsmasters_row_top_default cmsmasters_row_bot_default cmsmasters_row_boxed\">\n<div class=\"cmsmasters_row_outer_parent\">\n<div class=\"cmsmasters_row_outer\">\n<div class=\"cmsmasters_row_inner\">\n<div class=\"cmsmasters_row_margin\">\n<div id=\"cmsmasters_column_6du8qu9y58\" class=\"cmsmasters_column one_half\">\n<div class=\"cmsmasters_column_inner\"><div id=\"cmsmasters_heading_60mzg1mxku\" class=\"cmsmasters_heading_wrap cmsmasters_heading_align_center\">\n\t<h4 class=\"cmsmasters_heading\">What are the IVA alternatives?<\/h4>\n<\/div><div class=\"cmsmasters_text\">\n<ul>\n<li>Bankruptcy will clear all your unsecured debts completely.<\/li>\n<li>You could lose any higher valued assets that you have.<\/li>\n<li>If you are a home owner then you could face losing your property.<\/li>\n<li>There are certain occupations that will be affected by bankruptcy.<\/li>\n<li>Once bankrupt your creditors will no longer be able to take action against you &#8211; so all creditor hassle, bailiff threats and debt collection agencies will stop.<\/li>\n<li>You can be discharged from bankruptcy within 12 months and sometimes even sooner.<\/li>\n<\/ul>\n<\/div>\n<div id=\"cmsmasters_button_mnguvpcdiy\" class=\"button_wrap\"><a href=\"https:\/\/bankruptcyservices.co.uk\/index.php\/iva-alternatives\/\" class=\"cmsmasters_button\"><span>Read More<\/span><\/a><\/div>\n<\/div><\/div>\n<div id=\"cmsmasters_column_fphhir8x6\" class=\"cmsmasters_column one_half\">\n<div class=\"cmsmasters_column_inner\"><div id=\"cmsmasters_heading_tszogpwzl\" class=\"cmsmasters_heading_wrap cmsmasters_heading_align_center\">\n\t<h4 class=\"cmsmasters_heading\">Bankruptcy vs IVA<\/h4>\n<\/div><div class=\"cmsmasters_text\">\n<p style=\"text-align: center;\">Much like an IVA, bankruptcy is another option for dealing with your debts but is often looked upon as a \u2018last resort\u2019. For some people bankruptcy may be the ideal solution for their debts and circumstances, for others an IVA may be more suitable.<\/p>\n<p style=\"text-align: center;\">In summary if you haven\u2019t got any high value assets, live in rented accommodation and don&#8217;t have an affected occupation then bankruptcy could be your best option.<br \/>\nIf you are a homeowner and do not want to lose your home; your occupation is excluded from bankruptcy and you have assets you want to protect then an IVA may be more suitable for your situation.<\/p>\n<\/div>\n<div id=\"cmsmasters_divider_kj67z6t1nt\" class=\"cmsmasters_divider cmsmasters_divider_width_long cmsmasters_divider_pos_center\"><\/div>\n<div id=\"cmsmasters_button_2nrdg8sw\" class=\"button_wrap\"><a href=\"https:\/\/bankruptcyservices.co.uk\/index.php\/bankruptcy-vs-iva\/\" class=\"cmsmasters_button\"><span>Read More<\/span><\/a><\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-14728","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/bankruptcyservices.co.uk\/index.php\/wp-json\/wp\/v2\/pages\/14728","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bankruptcyservices.co.uk\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/bankruptcyservices.co.uk\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/bankruptcyservices.co.uk\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bankruptcyservices.co.uk\/index.php\/wp-json\/wp\/v2\/comments?post=14728"}],"version-history":[{"count":16,"href":"https:\/\/bankruptcyservices.co.uk\/index.php\/wp-json\/wp\/v2\/pages\/14728\/revisions"}],"predecessor-version":[{"id":15026,"href":"https:\/\/bankruptcyservices.co.uk\/index.php\/wp-json\/wp\/v2\/pages\/14728\/revisions\/15026"}],"wp:attachment":[{"href":"https:\/\/bankruptcyservices.co.uk\/index.php\/wp-json\/wp\/v2\/media?parent=14728"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}