Attending Court will be the final step of the bankruptcy process. Before speaking to the Court and organising a time and date to apply for a Bankruptcy Order you first need to think about your options.

Personal bankruptcy will clear your personal unsecured debts, but in doing so it is going to remain on your Credit Report for 6 years, which can cause problems for your future borrowing during that timeframe. An alternative form of insolvency is an IVA, which could be best suited should you have equity to protect, or a job that is excluded from bankruptcy.

If personal bankruptcy certainly is the solution you're looking for, then the required paperwork will eventually be submitted to your local County Court.

For those living within Whitehaven we have included the court details below. You only need to contact the court if you already have everything prepared, including your Statement of Affairs and Debtor's Petition, and you are ready to finalise the Bankruptcy Order.

To arrange a consultation you can complete this online form, and an experienced Advisor will be in touch to assess your situation and advise you accordingly.