When you have mounting debts with no prospect of paying them off, filing for bankruptcy can be an effective way to treat the problem and give you an opportunity to have a fresh start.

Expert guidance is essential whenever your debts are actually so unmanageable that serious action is required. From time to time the problem isn't as bad as you imagine, and an informal arrangement, like a Debt Management Plan, may well be more suitable.

If personal bankruptcy is the solution you're looking for, then the necessary documentation will eventually be submitted to your local County Court.

For those living within Southampton we have included the court details below. You only need to contact the court if you already have everything prepared, including your Statement of Affairs and Debtor's Petition, and you are ready to finalise the Bankruptcy Order.

To arrange a consultation you can complete this online form, and an experienced Advisor will be in touch to assess your situation and advise you accordingly.